Personal Loan

Make your plans a reality

Borrow between $1,000 and $25,000 with fixed monthly payments of up to 60 months for loans up to $15,000, or up to 96 months for loans over $15,000.

  • Quick credit decision and instant access to funds (after signed loan agreement is received) for Velaris current account customers
  • Make overpayments free of charge
  • No arrangement fee

Why get a Personal Loan with us?

  • Borrow from $1,000 to $25,000 Always know what you’ll have to pay with fixed monthly repayments spread over 1 to 5 years for loans of $15,000 or less, or over 1 to 8 years for loans over $15,000.
  • Get a quick decision If you’ve got an Velaris current account you can get an instant credit decision, while non-Velaris current account customers should get a credit decision in 2 to 5 working days.
  • Quick access to funds Existing Velaris current account customers could receive the money instantly once your application has been approved and the loan agreement has been signed. Non-Velaris current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Make over-payments free of charge Manage your finances the way you want with the flexibility to overpay, which could reduce the amount of interest you have to pay.

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